Solutions

Global Halal Portfolios
Build a diversified equity portfolio that never strays from Shariah principles. We hand-pick companies with low debt levels, resilient cash flows, and strong governance—then layer on ESG screens to avoid environmental or social risks.
Key Features:
• Active Management: Ongoing research and tactical rebalancing to capture opportunities.
• Strict Compliance: Exclude riba, alcohol, tobacco, gambling, pork, weapons; enforce financial-ratio limits.
• Low Turnover: Minimize trading costs and tax drag—focus on long-term value.
• Transparent Reporting: Quarterly performance review, Shariah audit summary, full fee disclosure.
Ideal For: Investors seeking growth and income without ethical compromise.

Family Wealth Planning
Protect and pass on your hard-earned wealth in line with Islamic law and your personal goals. From wasiyyah drafting to zakāt optimization, we map out every step to ensure your legacy endures.
Services Include:
• Wasiyyah & Inheritance Structuring: Tailored estate plans that respect Shariah shares.
• Zakāt Calculation & Management: Automated tools and expert oversight to fulfill obligations accurately.
• Education & Retirement Funds: Set up dedicated accounts for children’s education or your golden years.
• Charitable Giving Strategies: Maximize impact through vetted Islamic charities and waqf opportunities.
Ideal For: Families and individuals who demand ethical, legally sound wealth transitions.

Institutional Advisory
Custom solutions for endowments, waqf, pension funds, and NGOs that must meet fiduciary, regulatory, and Shariah standards simultaneously. We architect portfolios and policies that balance return targets with social purpose.
Our Process:
1. Assess Objectives: Understand mission, risk tolerance, liquidity needs.
2. Design Policy: Draft an Investment Policy Statement aligned with Shariah and governing regulations.
3. Implement Portfolios: Construct multi-asset allocations with vetted managers and direct investments.
4. Report & Govern: Provide quarterly performance, compliance reports, and policy reviews.
Ideal For: Institutions requiring disciplined, transparent asset management under Shariah governance.

Real Assets & Impact Investments
Go beyond paper assets. We offer direct access to income-producing real estate, renewable energy projects, and infrastructure that deliver stable cash flows—and measurable social and environmental benefits.
Impact Metrics:
• CO₂ Emissions Avoided: Track your carbon footprint reduction.
• Jobs Created: Quantify local employment supported by your capital.
• Communities Powered: Monitor households or facilities electrified by clean energy.
Ideal For: Investors who want tangible assets paired with real-world impact—and returns that stand the test of time.